bank.run
Launch App →

The bank backed
by the market.

One token, backed by a reserve of tokenized stocks held on chain. Withdraw your share of the reserve any time, in kind. The floor is a real equity value, and it only goes up.

Launch App → How it works
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Reserve NAV
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Solvency
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Redemptions
Reserve
Floor price—
Reserve—
Paid to holders—
WithdrawalsOpen

A bank statement you can verify, and a floor that never falls.

No price oracle, no admin, no promises. Just a reserve of real tokenized equity and one line of arithmetic, public at every block.

Always open

Open every hour of the year

The reserve

Backed by tokenized stocks

In kind

Paid in your actual shares

Non-custodial

Nobody holds the keys

The arithmetic, in full.

One equation, and a proof that the floor can only climb. Drag the withdrawal size and watch it ratchet.

The floor
floor = R / S
Reserve R divided by supply S. The guaranteed value of every token, recomputed on chain each block.
A withdrawal of a tokens
payout = R × a/S × 0.95
You receive your pro-rata slice of the reserve in kind, less a 5% fee that stays behind.
Reserve and supply, after
R' = R − payout,   S' = S − a
Supply falls by the full a. The reserve falls by only 95% of its share, so the ratio shifts in your favour.
The new floor, and the proof
floor' / floor = (1 − 0.95x) / (1 − x) > 1
where x = a/S. Since 0.95 < 1, this ratio is always above one. Every withdrawal raises the floor. Not by policy, by arithmetic.
Withdraw and watch the floor
0.0413→0.0000
× 1.000 each withdrawal
small exit12% of supplylarge exit
after twelve withdrawals the floor is +0% higher

A vault with no door, no keys, and no one who can open it.

The reserve, on chain, at every block

Withdraw at the floor. Instantly. Forever.

Holding the token is the account. Walk up to the teller, retire your tokens, and be paid your share of the reserve in kind. The window never closes, not on nights, weekends, or holidays.

Withdraw
MAX
You receive (in kind)0.9500 units
Fee retained in reserve5.00%
New floorrises ↑
Withdraw in the app

No owner. No keys. No way to touch the reserve.

The contract has no admin, no mint, no pause, and no withdraw. Nobody can change the fee, freeze a redemption, or drain the reserve. The only exit is yours. Verify it, do not trust it.

Launch App →